Your credit card account was APPROVED and is still waiting for you to sending your collateral savings account deposit. We received your application requesting your secured credit card, your application has been processed and your approved account materials were mailed to you, however, we have not heard back from you as of yet.
As a reminder your card activity will be reported to all three major credit bureaus to help you build and establish your credit. You will also have the benefits and conveniences that come with Visa and MasterCard such as online purchases, hotel stays, car rentals and other card benefits. Do not let this opportunity pass you by, send in the deposit slip below along with your collateral deposit today. As your original application stated the deposits not a fee, it is held in a collateral savings deposit account earning you high interest rate. You will receive your deposit back plus interest when you close your account. Your security deposit will be fully insured by the FDIC.
The minimum deposit to open your account is $300, the maximum is $5,000.Your original credit line will be equal to your savings account deposit.You can increase your credit line at any time by making additional deposits into your savings account. Mail to: New Millennium Bank, 57 Livingston., P.O. Box 2694, New Brunswick, NJ 08903-2694.
Upon the receipt of the required security deposit, we will verify the information you previously provided on your application, as your approval was based on that information.
Please don't delay. Complete the form below, then return it with your deposit. Your savings account will be established and your card(s) issued immediately if you send a POSTAL money order, an official bank check or MoneyGram*. Sending personal checks will delay the ordering of your credit card(s) up to two weeks.
*If you have any questions, please call our Customer Service Department at732-729-4395, Monday through Friday, between 8:30AM and 5:00 PM Eastern Time or email responses to RHunt@nmbonline.com.

SAVINGS ACCOUNT DISCLOSURES: The minimum deposit to open each account is$300, the maximum is $5,000. You must maintain a minimum balance of $300 in the savings account in order to obtain the Annual percentage Yield and interest disclosed on your application. While interest begins to accrue immediately and is credited to your account monthly, it will not be compounded. You will forfeit any interest earned if you do not maintain your credit card account with us for at least one year. We use the average daily balance method to calculate the interest on your account. A monthly periodic rate is applied to the corresponding average daily ending balance. You maybe required by us to give written notice of an intended withdrawal not less than seven days before the withdrawal is made.

Very truly yours,

R. Hunt
Credit Card Manager